Still on the Rate Your Bank Gave You 3+ Years Ago?
If you haven't reviewed your home loan in a couple of years, you could be paying thousands more than you need to. We'll check it for free and compare a wide panel of lenders to see if you can do better

What Is Refinancing?
Refinancing means replacing your current home loan with a better one, either with your existing lender or a new one. Start to finish it usually takes around four to six weeks, and we handle the paperwork and the lender chasing for you. People refinance for a few main reasons:
A sharper rate
The most common reason, and a lower rate can save thousands a year.
Releasing equity
Turn the value you've built into cash for a renovation, an investment, or a deposit.
Consolidating debt
Roll high-interest debts into your home loan to simplify repayments and cut interest.
A loan that fits you
Switch to features like an offset or redraw that suit how you manage money, or reshape your term to pay off faster or ease the monthly pressure.
What You Get when you work with WT Group
A wide range of lenders
We check your loan against a broad panel of lenders, not just the big four.
Rate negotiation
We push your current lender for a better deal, or find one who'll offer it.
Equity access
Want to renovate or invest? We help you tap the equity you've already built.
Feature switch
Move to a loan with an offset, redraw, or the flexibility your old one lacked.
A dedicated broker
One person who knows your file, not a different call-centre voice every time.


The Refinancing Process
1
Assessment
We review your current loan, your goals, and what you could qualify for. Free, no obligation.
2
Comparison
We compare over 75 lenders and bring you the options that genuinely beat what you've got.
3
Application
We package and submit your application and chase the lender so it moves quickly.
4
Settlement
Your new loan settles and the old one's paid out. We handle the handover.
Join 780+ people who trust WT Group
Hundreds of reviews from people just like you
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They take all the stress and unknowns out and go out of their way to ensure you're comfortable and informed from start to finish.
I will definitely be recommending them to family and friends in the future and look forward to working with them again myself.

They are with you for the entire process and beyond. They are transparent, quick to follow up and extremely easy to deal with.
I’m glad I took the step and have begun my journey as an investor!
Carl Mullen

Aroha Pohatu
Really was a pain free experience and everyone was so patient with no pressure at every stage of the process.
Can’t recommend enough we will definitely continue to use them and I have already recommended WT cap to several of my friends and fam.

Blake Ebsworth
Jess Osullivan
Gabbi de Mamiel
Find Out What Your Loan Should Be Costing You
A quick review of your current loan could save you thousands a year. Book a free call and we'll run the numbers, no pressure, no obligation.
