loan refinancing

Still on the Rate Your Bank Gave You 3+ Years Ago?

If you haven't reviewed your home loan in a couple of years, you could be paying thousands more than you need to. We'll check it for free and compare a wide panel of lenders to see if you can do better

what we do

What Is Refinancing?

Refinancing means replacing your current home loan with a better one, either with your existing lender or a new one. Start to finish it usually takes around four to six weeks, and we handle the paperwork and the lender chasing for you. People refinance for a few main reasons:

A sharper rate

The most common reason, and a lower rate can save thousands a year.

Releasing equity

Turn the value you've built into cash for a renovation, an investment, or a deposit.

Consolidating debt

Roll high-interest debts into your home loan to simplify repayments and cut interest.

A loan that fits you

Switch to features like an offset or redraw that suit how you manage money, or reshape your term to pay off faster or ease the monthly pressure.

the wt advantage

What You Get when you work with WT Group

A wide range of lenders

We check your loan against a broad panel of lenders, not just the big four.

Rate negotiation

We push your current lender for a better deal, or find one who'll offer it.

Equity access

Want to renovate or invest? We help you tap the equity you've already built.

Feature switch

Move to a loan with an offset, redraw, or the flexibility your old one lacked.

A dedicated broker

One person who knows your file, not a different call-centre voice every time.

how it works

The Refinancing Process

1

Assessment

We review your current loan, your goals, and what you could qualify for. Free, no obligation.

2

Comparison

We compare over 75 lenders and bring you the options that genuinely beat what you've got.

3

Application

We package and submit your application and chase the lender so it moves quickly.

4

Settlement

Your new loan settles and the old one's paid out. We handle the handover.

Join 780+ people who trust WT Group

780+ Reviews on Google & Trustpilot
trusted australia wide

Hundreds of reviews from people just like you

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Name Surname

This is the second time I've used WT Wealth to purchase property. The whole team are supportive and always available. Communication with WT Wealth is fantastic with any follow up questions answered within than 24 hours. This takes the stress out of purchasing. I'd highly recommend them and use they're services again in the future.
WT Wealth have been incredible to work with. They keep everything simple and easy to understand, and are always available when you need them. They provided clear options tailored to our individual situation and made the whole process feel effortless.They handled everything from start to finish and didn’t stop until we found the right property. Communication was excellent the entire way. Highly recommend!
Danika Gold
These guys are next level!! We initially went with another company for our SMSF investment and were turned away as they said we required 300k in our super. We then found WT who have been absolutely amazing from the initial phone consult with Cody right through to the purchase of our property, all within 2.5 months. Their professionalism, knowledge is second to none. Thanks WT team!!
Dylan Edwards
From our very first phone call with WT Capital we could see the difference their office can make to help us feel confident in making the right choices. Everyone has been beyond helpful and kept us both in the loop on everything and anything relating to our first property purchase with our SMSF. Highly recommended the team at WT Capital and now we can’t wait to see our portfolio grow with them.
Colleen Webb
Just settled on my 3rd investment property using the team at WT Capital and yet again they've been a pleasure to work with throughout the whole process.
They take all the stress and unknowns out and go out of their way to ensure you're comfortable and informed from start to finish.
I will definitely be recommending them to family and friends in the future and look forward to working with them again myself.
Jason A.
The team at WT Capital made the entire process of investing in property using your superannuation an absolute ease.

They are with you for the entire process and beyond. They are transparent, quick to follow up and extremely easy to deal with.

I’m glad I took the step and have begun my journey as an investor!

Carl Mullen

The team at WT Capital made this process so easy and with minimal stress to me. They managed every step of the process, end to end. They communicated well, I could do most things on my phone, it was such a convenient process. I found a property I was so happy with on my second day of looking. They managed my expectations well and responded to my questions or concerns in such a timely manner, I felt at ease with this company. I highly recommend them, actually one of my really good friends saw how easy it was for me, and he signed up and is now in the settlement process. I would highly recommend. I look forward to getting my next property through them.

Aroha Pohatu

WT were seamless from the start, from dealing with Cody to help understand the process on what we can achieve with our super and WT capital, to the settlement they did not skip a beat even though we did a few times 😂
Really was a pain free experience and everyone was so patient with no pressure at every stage of the process.
Can’t recommend enough we will definitely continue to use them and I have already recommended WT cap to several of my friends and fam.

Blake Ebsworth

From day one Matt and the team were super helpful. I work a FIFO roster and the ease and speed of the whole process was actually really impressive. First investment property settled yesterday and now already plans on the next.

Jess Osullivan

It’s been an absolute breeze working with WT Capital from the very 1st steps setting up our SMSF to the purchase and settlement of our 1st investment property they have been open, transparent and so easy to deal with. Nothing was ever too much trouble, they were always available to answer questions and provide and additional information required. I look forward to a long and prosperous relationship with WT Capital. Can’t recommend them enough A+

Gabbi de Mamiel

READY TO REFINANCE?

Find Out What Your Loan Should Be Costing You

A quick review of your current loan could save you thousands a year. Book a free call and we'll run the numbers, no pressure, no obligation.