The Right Home Loan, Sourced For You
A mortgage broker who compares over 75 lenders to find the loan that actually fits, then does the legwork to get you approved. No cost to you.
One Broker, Every Lender Worth Knowing
WT Finance is the lending arm of WT Group. We broker owner-occupied, investment, commercial, and SMSF loans, which means we aren't tied to a single bank's shelf.
A bank can only sell you its own products. We compare dozens of lenders and bring you the one that suits your situation, then handle the application from first chat to settlement. More choice, a sharper rate, and someone in your corner who doesn't work for the bank.
Owner Occupier Loans
Buying your first home, upgrading, or refinancing? We find the loan that fits your budget and your plans, then manage the whole application so you're not the one chasing the bank.
Investment Loans
Build a property portfolio with lending structured to support it. We look at the bigger picture, from your borrowing capacity to how each loan affects your next purchase.
SMSF Lending
Borrowing inside a self-managed super fund is complex, and most brokers steer clear. We do it every day, with the right structure and the right lenders for SMSF purchases.
Commercial Loans
Borrowing inside a self-managed super fund is complex, and most brokers steer clear. We do it every day, with the right structure and the right lenders for SMSF purchases.
Why Borrowers Choose WT Finance
multiple lenders; majors and 2nd tier
We compare loans across various lenders, from the big banks to specialists most people never hear about, to find the one that fits you best.
No Cost To You
Our advice and our work cost you nothing. We're paid by the lender, not by you, and we'll show you exactly how that works.
SMSF Lending Specialists
SMSF loans are our specialty, not an afterthought. When other brokers say it's too hard, this is where we do our best work.
Backed by WT Group
As part of WT Group, your finance connects straight to SMSF setup, advice, and property search, so your pre-approval and your purchase move together instead of sitting in separate queues.
Our process
1
Discovery
We get clear on what you need, what you can borrow, and what you're trying to buy. Most clients have an indicative answer fast.
2
Compare
We compare loans across our full panel and bring you the options that genuinely fit, with the numbers laid out plainly.
3
Apply
We package and submit your application, chase the lender, and keep you posted every step of the way.
4
Pre-Approval
Lender comparison, SMSF loan structure and pre-approval, so you can move on the right property without delay.
5
Formal Approval
With a property secured, we push your application through to formal approval, managing valuations and lender conditions so there are no surprises.
6
Settle
We manage the loan through to settlement and stay on hand for questions long after the keys are in your hand.
Join 780+ people who trust WT Group
Hundreds of reviews from people just like you
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They take all the stress and unknowns out and go out of their way to ensure you're comfortable and informed from start to finish.
I will definitely be recommending them to family and friends in the future and look forward to working with them again myself.
They are with you for the entire process and beyond. They are transparent, quick to follow up and extremely easy to deal with.
I’m glad I took the step and have begun my journey as an investor!
Carl Mullen
Aroha Pohatu
Really was a pain free experience and everyone was so patient with no pressure at every stage of the process.
Can’t recommend enough we will definitely continue to use them and I have already recommended WT cap to several of my friends and fam.
Blake Ebsworth
Jess Osullivan
Gabbi de Mamiel
FAQs
No. Our service is free to you. We're paid a commission by the lender once your loan settles, and we'll show you how that works upfront.
It depends on the lender and how complete your paperwork is, but we move quickly. Once we have your documents, we package your application straight away and stay on the lender so you're not left waiting.
Your bank can only offer its own loans. We compare over 75 lenders and bring you the one that fits best, often at a sharper rate, and we handle the legwork. Same effort for you, far more choice.
Often yes, but SMSF lending has stricter rules and a shorter list of lenders. We'll assess your fund's situation and tell you straight whether it stacks up before you spend a cent setting anything up.
Usually ID, recent payslips or business financials, bank statements, and details of any existing debts. We'll send you a simple checklist so you know exactly what to gather, nothing more.
Ready To Get
Pre-Approved?
Tell us what you're looking to buy and we'll compare over 75 lenders to find your fit, then manage the application through to settlement. No cost to you.